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From there, it was a short leap to starting his own credit-card company — and only letting in members whom he and his staff of 11 deem cool enough.
Magnises is “Latin for absolutely nothing,” admits Mc Farland, who launched the company in March.
Members enjoy Magnises’ aspirational perks, including access to a BMW 7L and driver; a 24/7 concierge service that arranges concert tickets and prime weekend reservations at chic restaurants like Catch; and such freebies as a class at David Barton Gym and a round of shots at Asian buzzspot the General. At a recent Brazilian-themed World Cup dinner at the Magnises townhouse in the West Village, pretty young things sipped Champagne and flirted with preppy boys beneath a smattering of Picassos and Matisses.
Patrick Mc Mullan, the 58-year-old nightlife photographer, held court — he has his own key and acts as a sort of mentor to the clubhouse crowd.
Olympic hopefuls, scenester DJs, tech innovators and socialites like Nick Loeb (Sofia Vergara’s ex-fiancé) are among the 1,200 or so chosen ones who don’t leave home without it.
“Two starters for the Rangers [have] applied,” Mc Farland squeals with delight.
It was right before the holidays; she had plans to visit friends and family across the country, and she needed something to wear.
The fraud typically involves the scammer acting as if they've quickly fallen for the victim so that when they have the opportunity to ask for money, the victim at that time has become too emotionally involved, and will have deep feelings of guilt if they decline the request for money from the scammer.After responsibly using most of her end-of-year bonus to pay off debt, Glover decided to treat herself to a shopping spree and set up an appointment with a personal shopper."It feels good to feel bad," she says."That cute pair of shoes that I don't really need—buying them gives me a thrill, and it's in part because I know I shouldn't be doing it." And with a high-pressure, six-figure job and a young child, opportunities to let loose can be few and far between.Except in unusual circumstances, official interpretations will be issued only by means of this commentary. The comments are designated with as much specificity as possible according to the particular regulatory provision addressed.Each comment in the commentary is identified by a number and the regulatory section or paragraph that it interprets. If a transaction provides for the deferral of the payment of a debt, it is credit covered by Regulation B even though it may not be a credit transaction covered by Regulation Z (Truth in Lending) (12 CFR Part 1026).Good-faith compliance with this commentary affords a creditor protection under section 706(e) of the Act. Under Appendix D to the regulation, any person may request an official interpretation.Interpretations will be issued at the discretion of designated officials and incorporated in this commentary following publication for comment in the Federal Register.For example, comments to § 1002.2(c) are further divided by subparagraph, such as comment 2(c)(1)(ii)-1 and comment 2(c)(2)(ii)-1. Further, the definition of creditor is not restricted to the party or person to whom the obligation is initially payable, as is the case under Regulation Z.The Equal Credit Opportunity Act and Regulation B apply to all credit--commercial as well as personal-without regard to the nature or type of the credit or the creditor, except for an entity excluded from coverage of this part (but not the Act) by section 1029 of the Consumer Financial Protection Act of 2010 (12 U. Moreover, the Act and regulation apply to all methods of credit evaluation, whether performed judgmentally or by use of a credit scoring system. Regulation B generally does not apply to lending activities that occur outside the United States.“The name is made up, but it sounds grand, doesn’t it?” Forged in matte black stainless steel, the credit card is attempting to position itself as the hot new way to spend money among NYC’s young elite.